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Sep 15, 2026

The salary steps that leave your employee worse off

The income tax schedule jumps at 50,000 and 60,000 without phasing in. A raise across either can reduce take-home pay.

Sep 1, 2026

Board reporting that informs a decision

Cutting a forty-page pack to six pages people read, with the variance commentary that makes the numbers mean something.

Aug 20, 2026

When a customer stops paying

The recovery you get depends mostly on what you did before the invoice went overdue, and on how quickly you stopped hoping.

Aug 8, 2026

A digital prescription for the pharma industry

Supported by a robust sales force and tight cost controls, Pharm Ltd. experienced sustained double-digit growth.

Jul 30, 2026

Harvest great ideas from your company's best assets

How to account for demand variability and lead times in production and distribution.

Jul 7, 2026

Branch, subsidiary or local agent?

How the three structures differ on liability, tax treatment and how quickly you can leave — the question that decides the rest.

Jun 16, 2026

Information security basics before you chase ISO 27001

Access control, backups, supplier review and an incident plan. Most of the benefit, at a fraction of the certification cost.

May 19, 2026

EU alignment and your compliance roadmap

Which accession-driven requirements reach an ordinary private company, on what horizon, and what is worth preparing early.

Apr 28, 2026

Market sizing on a small budget

Getting to a defensible number without commissioning a study: public registers, customs data, and disciplined field interviews.

Mar 17, 2026

Employment contracts and the cost of getting termination wrong

Notice, cause, documentation and severance — where informal practice collides with the labour code, and what it costs when it does.

Feb 3, 2026

Anti-money-laundering duties for businesses that are not banks

Real estate agents, accountants, notaries and dealers in high-value goods carry obligations they are often unaware of until an inspection.

Dec 16, 2025

Restructuring without losing the people you need

Sequencing, what to say before the rumour does, and the legal steps that have to happen in a specific order.

Nov 18, 2025

Why your ERP rollout stalls at month four

The pattern is rarely the software. It is data ownership, the people running two systems at once, and a go-live date nobody would defend.

Oct 14, 2025

Due diligence before you buy: red flags in a local target

Undisclosed related-party deals, informal payroll, property title gaps, and pending inspections — what to demand before signing.

Sep 2, 2025

ISO 9001 without the theatre

Building a quality system that still works the year after certification, instead of a binder assembled the week before the auditor arrives.

Jul 29, 2025

Transfer pricing documentation: when it starts applying to you

The thresholds, the file you are expected to hold, and why intra-group service charges draw the first questions.

Jun 24, 2025

The new data protection rules: what changes for a small company

Albania's alignment with GDPR in practical terms — consent, records, retention, and the registers you are expected to produce on request.

May 20, 2025

Your first risk register, on one page

A starting template that a ten-person company will actually maintain, and the four columns most registers get wrong.

Apr 8, 2025

Cash-flow forecasting when your revenue arrives in four months

A working model for seasonal businesses — tourism, agribusiness, construction — that survives a slow spring and a late payer.

Feb 25, 2025

Fiscalization in practice: the invoicing mistakes that invite an inspection

Everyday errors in electronic invoicing that look harmless in the ledger and expensive under review.

Jan 28, 2025

Registering a company in Albania: the steps that actually stall you

Registration itself is quick. Bank account opening, licensing and the first filings are where weeks disappear — and how to run them in parallel.

Dec 10, 2024

Year-end close: the audit trail you wish you had kept in January

The documentation habits that turn a three-week close into a three-day one, written for the December when it is already too late.

Oct 29, 2024

A business plan a bank will actually lend against

What a credit committee reads first, which projections get tested, and the three annexes that decide whether the file moves.

Sep 17, 2024

What foreign investors misread about the Albanian market

Entry assumptions that survive a pitch deck but not the first year on the ground: addressable demand, informal competition, and who really signs.

Jul 18, 2024

Writing a shareholders' agreement you will actually use

The clauses that matter are the ones governing disagreement, departure and deadlock — precisely the ones founders skip while everyone is getting along.

May 16, 2024

Bank financing after the rate rises

Credit is available. What changed is how much scrutiny the file receives and which ratios decide the outcome.

Feb 15, 2024

The new income tax rules in practice

Six weeks in, the questions arriving are about classification and about payroll thresholds, not about rates.

Dec 14, 2023

Payroll checks to run in December before a tax change

A rule change at the turn of the year is the point at which quiet payroll errors become visible and expensive.

Sep 21, 2023

Supplier concentration: the risk nobody scores

Customer concentration gets measured. The equivalent exposure on the buying side is usually invisible until it fails.

Jun 15, 2023

Preparing for the new income tax law

The changes reach payroll, the self-employed and how professional income is treated. The work to do now is mapping, not waiting.

Mar 9, 2023

What changes when a family business brings in outside management

The appointment is the easy part. The difficulty is authority that was never written down because it never needed to be.

Dec 8, 2022

Closing a year when the numbers moved all year

Volatile input costs make inventory valuation, provisions and comparability the hard parts of this close.

Sep 15, 2022

Hiring when your best people are being recruited abroad

You cannot outbid a foreign salary. You can compete on the things people actually leave for.

May 19, 2022

Energy costs and the small manufacturer

Before you renegotiate supply, find out where the consumption actually is. It is rarely where people assume.

Feb 24, 2022

Repricing when input costs move faster than your contracts

Fixed-price agreements signed in a stable year become loss-makers in a volatile one. The remedy is mostly contractual.

Nov 18, 2021

Documenting processes before you hire your tenth employee

The knowledge that lives in three people's heads is the constraint on growth, and it leaves when they do.

Jul 8, 2021

Seasonal hiring as tourism returns

Demand is recovering faster than staffing. The businesses coping are the ones that changed how they contract, not how much they pay.

Mar 18, 2021

Getting ready for electronic invoicing

Fiscalization is a systems project with a deadline, and the companies treating it as a software purchase are the ones that will struggle.

Nov 26, 2020

Budgeting when nobody can forecast revenue

A single-number budget is worthless in a volatile year. Plan around thresholds and pre-committed responses instead.

Sep 17, 2020

Renegotiating contracts when circumstances changed

Force majeure is narrower than people hope. The commercial conversation usually matters more than the clause.

Jun 11, 2020

Remote work arrangements that hold up legally

Improvised arrangements became permanent quickly. Most were never documented, and the gaps are now the employer's problem.

Mar 26, 2020

Cash first: managing through a sudden stop

When revenue halts with no known restart date, the sequence of decisions matters more than any single one.

Dec 5, 2019

Business continuity after the earthquake

November exposed how few companies had thought about operating without their premises, their records, or their people.

Jun 13, 2019

Pricing for a market that negotiates

When every sale is a negotiation, your list price is a starting position — and most companies choose it badly.

Feb 21, 2019

Reading a supplier's financial statements before you depend on them

Single-supplier dependency is a risk you can assess cheaply, using filings you are entitled to see.

Oct 25, 2018

The internal controls a growing company needs first

You cannot supervise everything once there are twenty people. Four controls do most of the work, and none of them require a system.

Jul 19, 2018

Choosing a legal form for a new company in Albania

Limited company, sole trader or branch — the differences that matter are liability, credibility with counterparties, and what happens when you want out.

Apr 12, 2018

Why most business plans fail before the first customer

The failure is usually in the assumptions nobody wrote down, not in the execution that gets blamed afterwards.